Pepper Advantage Ireland

About us

Our purpose is to find solutions and help people succeed. We manage a wide range of loans including residential and commercial, equipment finance and consumer finance on your behalf.

Pepper Advantage Ireland plays a pivotal role in guiding Irish individuals, businesses and investors in their financial endeavours. With a portfolio exceeding €30bn in assets under management, our adept team of over 600 professionals, stationed in Dublin and Shannon, ensures proficient navigation of the financial landscape, fostering growth and prosperity for our clientele.

What we offer

In 2012, Pepper Advantage launched a servicing business to oversee the portfolio acquisition of GE Capital Home Loans in Ireland. Amidst Irish banks’ deleveraging programmes since then, involving the sale of non-performing loan portfolios, Pepper Advantage Ireland has positioned itself as the preferred outsourcing partner for institutional investors.

This move propelled us to become Ireland’s largest specialist commercial real estate (CRE) servicer, now ranking as the third largest administrator of loan assets under management in the country. Over a decade later, we’ve significantly expanded into managing performing and re-performing residential mortgages.

LATEST INSIGHTS

December 21 2023 | 8-minute read

Gender pay gap report: Pepper Advantage Ireland continues drive to equality

Gender diversity stands as a cornerstone of Pepper Advantage Ireland’s comprehensive diversity and inclusion strategy. Over the past three years or more, we’ve tracked and reduced our gender pay gap. And our focus remains on increasing female representation in top-tier roles.

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Our business in numbers

Assets under management

21.5bn

Number of employees

+516

Clients

20

We work with Irelands most trusted brands

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Helping our community thrive

Our commitment to local communities is unwavering, with dedicated support for numerous charitable causes and community groups. Our employees actively engage in volunteering and fundraising initiatives throughout the year, benefitting organisations such as Milford Care Centre near Limerick and Our Lady’s Hospice and Care Service in Dublin. Additionally, Pepper Advantage Ireland is part of the Women in Finance Initiative, launched in April 2022, aimed at enhancing gender balance across all levels of the sector.

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A one-stop shop

As a one-stop shop, we offer comprehensive services: portfolio due diligence, advisory, primary, special and bespoke servicing solutions, with extensions to asset management and real estate services.

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Partnering for performance

We prioritise data and analytics to enhance performance. Our scalable operations, commitment to superior customer experiences and compliance culture ensure adeptness in navigating technological advancements.

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Fair-minded approach

Fair-minded approachContinuously adapting, we tailor practices to meet evolving borrower needs, ensuring inclusivity and accessibility. Recently, we introduced a temporary fixed interest rate reduction solution alongside existing forbearance options.

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Inclusive at heart

Our inclusive culture, a source of pride, thrives on diversity. Leveraging varied perspectives, skills and backgrounds enriches all stakeholders – employees, customers, clients, and communities.

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Best-in-class service

We cover diverse asset classes, including mortgages, CRE, auto loans, equipment finance and unsecured personal loans, across all performance grades. Serving investors, banks and lenders, we operate globally.