Intelligent credit analysis
Pepper Advantage’s Credit Intelligence Platform, crafted on Tableau and accessible through an online portal, offers in-depth analysis spanning performance and operational metrics. Users can customise report parameters, delve deeper into data and effortlessly share insights via PDFs, images, PowerPoint presentations or datasets, streamlining collaboration. Additionally, it maintains an extensive archive of reporting data.
Excellence in data and analytics
Derived from over one million active borrowers, our data transforms into invaluable insights for client decisions, enriching business strategies and customer experiences. We’re fully committed to driving excellence in data-driven solutions – vital for managing risks, enhancing customer experiences, optimising operations and maintaining a competitive edge.
Expert teams
Backed by a dedicated team of data scientists, engineers and analysts, our comprehensive business functionality meticulously builds and maintains our data and intelligence systems. This cohesive effort ensures the reliability and efficiency of our platforms, empowering clients with robust insights for informed decision-making and enhanced business performance.
Immediate insights and trends
We specialise in Data as a Service (DaaS) and Management Information (MI), seamlessly integrating third-party data sources. Our platform ensures detailed operational data is readily accessible, empowering users with immediate insights and informed decision-making capabilities, all at their fingertips for enhanced operational efficiency and strategic planning.
Solid governance
Pepper Advantage helps companies by providing real-time Management Information (MI) reporting and data analysis that ensures they meet regulatory requirements. This includes making sure their conversations with customers are high quality, resolving complaints effectively and ensuring fair customer outcomes.
Key benefits
Cashflow predictor
Understand your position under different macroeconomic situations.
360º client view
Determine the right credit solutions at the right time.
Improved customer outcomes
Apply our data to credit scores and deliver the best offers.
Better team effectiveness
Improve productivity and reduce operational costs.
Increased profitability
Determine the right time to exit and boost profits.
Portfolio outcome predictor
Forecast how portfolios will perform under different economic scenarios.
Save time and money
Determine which customer contact methods result in better payment rates
Identify default risk
Develop the best payment plans for customer success.
Customer-centric 360° data structures
By using real-time data and analytics and deep customer profiling, businesses become empowered to operate more efficiently, minimise risks and better serve their customers – more crucial than ever in today’s fluctuating economic landscape.
Information management reporting
Keeping track of how your portfolio is progressing is easy with the Credit Intelligence Platform because everything is in one place, with user-friendly graphs and performance metrics accessible with a click of a mouse.
Rich data quality
With more than two decades in the field and working with one million active borrowers, Pepper Advantage has access to unparalleled data in terms of quality and reach. Our data governance strategy allows trusted intelligence to be provided at real-time speed.
Segregate by client or function
Our Credit Intelligence Platform conforms to your business structure, whether your teams are client or function focused. Access to the right intelligence will allow them to do their jobs with maximum efficiency and productivity.
Ensuring client satisfaction
Our data-driven approach enhances customer financial journeys, empowering you to guide them towards optimal decisions. This not only improves outcomes but also boosts brand ratings, reflecting positively on your organisation’s commitment to customer-centric solutions and excellence in financial services.
