In today’s fluctuating market, there’s a need for enhanced data access alongside stringent controls, advanced analytics for better risk decisioning and heightened automation to satisfy customer demands. Staying abreast of regulatory shifts and rapid technological advancements demands substantial and ongoing investment. Pepper Advantage offers a solution: transition from legacy systems to our cloud-native, scalable platform for continuing innovation.
Central to our technology is a comprehensive loan-servicing platform and CRM system. With this set-up we manage real estate and loan assets, covering onboarding, interest calculations, customer management, payment processing and more. Our bespoke technology caters to the entire credit management lifecycle, empowering lenders to optimise operations.
Embracing the latest design principles, our technology stands at the forefront of innovation. It’s SaaS compliant and scalable, offering modular or full stand-alone platforms adaptable to various asset classes, geographies and currencies. With partitioned data storage, operational resilience, proprietary reporting, analytics and a digital-first, customer-centric approach, we’re redefining industry standards.
With a strong user experience, our easy-to-use systems offer enhanced self-service capabilities for borrowers online. This streamlined approach ensures better productivity and boosts customer satisfaction.
By partnering with us, you can easily meet the demands of the rapidly changing financial services sector.
We adapt to suit you, providing comprehensive functionality and configurability.
We have a strong track record of migrating and onboarding vast and complex client portfolios thanks to our best-in-class tech systems.
Pepper Advantage holds ISO/IEC 27001:2022 certification, ensuring robust information security management systems in place.
We have AI-enabled efficiency inbuilt into our products.
Our APIs enable us to work with clients and providers to meet the most exacting of security standards.
With intuitive dashboards and automated workflow systems, our clients can boost efficiencies and growth.
Consign legacy systems and high-cost updates to the past with our continually updated cloud-based modular system.
By developing intuitive interfaces, we can provide offering more self-service capabilities, which reduce the need for back-office support.
Better risk assessment and borrower screening tools. We also have predictive analytics which identifies early-stage arrears and provides early interventions.
We can provide the technology and experience you need to maximise your market potential now and in the future.
Pepper Advantage empowers you to visualise complex relationships and performances with meticulous data capture. It’s easy to integrate workflow and portfolio management by harnessing predictive modelling and machine learning. Plus, you can track loan statuses and customer journeys through preferred devices, such as SMS notifications, ensuring accessibility and simplicity.
Efficiently pinpoint assets available for collateral to facilitate transactions swiftly. Extract the highest value from your physical recovered assets through data-driven processes and strategies, while minimising manual work.
We understand a customer-first approach not only benefits the customers but also strengthens the lender’s businesses by building trust, loyalty and long-term success. This thinking enables us to tailor products and services to meet individual needs. Personalisation results in better loan terms, repayment plans and support services that align with people’s financial situations and goals.
Empower your customers with secure online loan account management, offering convenient access to statements, payment processing and financial assistance. You can centralise these services in a secure digital platform, ensuring ease of use and peace of mind for customers as they manage their financial obligations efficiently and confidently.
