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Report summary: Pepper Advantage’s Q4 data reveals a mixed picture facing the UK mortgage market, with the rate of arrears for residential mortgages growing 2.4% following two consecutive quarters of decline. Overall arrears growth also increased, up 1.9% in Q4 compared to 0.1% in Q3. While modest,...

Report summary: Q3 data from Pepper Advantage’s UK mortgage portfolio shows that the arrears environment for residential mortgages continued to improve – albeit slightly – with a 0.8% drop in the arrears rate relative to Q2 2024. The arrears rate for buy-to-let (BTL), however, continued to rise,...

UK mortgage arrears grew by only 0.1% in Q3 2024 Buy-to-Let (BTL) mortgage arrears rate continued to rise by nearly 10% QoQ

Deal for credit management firm to fuel next phase of growth

Dublin, 24 October 2024 – Pepper Advantage Ireland, the Irish entity of Pepper Advantage Group, today announced the appointment of new members to its executive team. These appointments include the newly created role of Chief Customer Officer, reinforcing the Company’s focus on customer-centricity...

The UK economy is navigating through a period of mixed signals, with recent data offering reasons for both optimism and caution. In August, real GDP saw a slight increase of 0.2%, following stagnation in June and July. This growth was largely supported by a 0.1% expansion in the services sector,...

London, 07 October 2024 – Pepper Advantage, a global credit intelligence company, announced it has partnered with Arctic Wolf, a global leader in security operations, to offer enhanced, proactive cyber security protection in all its markets. This focus on cyber security is part of Pepper...

On 1 August 2024, newspapers and policymakers hailed a significant breakthrough as the Bank of England cut interest rates for the first time since the end of 2021. Finally, it appears to be time to climb down from high rates and reduce the strong medicine prescribed by the central bank to treat the...