Global credit intelligence provider, Pepper Advantage, has published data on the Spanish residential mortgage that points to potential future increases in credit impairments. Pepper Advantage’s predictive model uses real-time data based on repayment failures or Direct Debit Rejections (DDRs),...

Direct debit rejections (DDRs) are the first indication of borrower stress that arise in our portfolio, and we can use them to predict levels of strain in the overall market. During the last six months of 2022, DDRs increased 7.85% across all our Spanish mortgage portfolios, a trend that correlates...

Loan portfolio comprises non-performing secured real-estate loans underwritten by corporate Spanish borrowers with an outstanding balance of €350 million Pepper Advantage to provide specialist commercial and compliance servicing to support a portfolio divestment strategy

Portfolio comprises approximately 40,000 active performing revolving credit card loans and unsecured creditors and 2 million closed accounts for regulatory purposes Pepper Advantage is delivering a bespoke solution for a complex loan book, which it will integrate into its credit intelligence...

As lenders and investors pass on rising interest rates over the coming months, all eyes will be on the underlying performance of borrowers.

Today’s market landscape poses challenges that requires actionable data to resolve. The need for usable data means that the data alone is insufficient.

Global credit intelligence provider and specialist loan-servicer, Pepper Advantage, has passed £20bn in UK assets under management (AUM) reflecting strong growth in demand for its services Following the award of new mandates, the business is investing in its office in Skipton, North Yorkshire to...

The Pepper Advantage Hub will expand its outsourcing services to provide efficient operational capabilities to new and existing clients, growing its client base beyond its traditional financial services market

Pepper Advantage participates in fund-raising for risk management platform Thirdfort Pepper Advantage will incorporate Thirdfort’s digital identification, anti-money laundering (AML) and Source-of-Funds (SoF) verification into its proprietary global credit management platform The investment is part...