Effective Jan 1st, 2024, Mike Culhane, Founder and Group CEO of Pepper Group and Chairman of Pepper Money Limited (PPM:ASX) has taken on a new role at the company. As a result of a successfully treated health issue, Mike has decided, with the full support of KKR and other shareholders, to step down...

Clive Kirkpatrick joins executive team to lead the Pepper Advantage Hubs

Launch follows acquisition of Loanguard, previously known as Rieom.ai Plans to hire dozens of roles in Pune, India Tech Hub will serve Pepper Advantage’s growing customer base, which has increased in India 40% since December 2022

In the ever-evolving landscape of India's financial sector, the Reserve Bank of India (RBI) has recently implemented tighter norms for consumer loans, a strategic move to address the surge in unsecured lending. This regulatory shift, while crucial for maintaining the health of the financial system,...

As the leaves fall and the nights draw in, recent data from UK Finance and Pepper Advantage's own Q3 UK credit intelligence report paint a stark picture of the challenges facing the UK mortgage market this winter. The convergence of these reports signals a period of heightened financial stress for...

Global credit intelligence provider, Pepper Advantage, has published data on its 100,000+ UK residential mortgage portfolio, which shows a 23.3% annual jump in the arrears rate in Q3 2023 to reach a post-financial crisis high This forecast is corroborated by the rate of Direct Debit Rejections, a...

This report is the latest in a series that tracks mortgage data across Pepper Advantage’s UK portfolio of over 100,000 residential mortgages. It is important to note at the outset that our portfolio has a higher composition of borrowers who qualify for needs-based support and are therefore more...

Pepper Advantage promotes Narinder Auluck to the new role of Group Chief Technology Officer New appointment underlines Pepper Advantage’s commitment to transforming the credit management sector using innovative technology

UK trade envoys recently visited India as the two countries seek to conclude nearly two years of negotiations. Indian media are reporting that a deal could be reached by the end of the month. A deal would bring the two countries closer together and pave the way for deeper commercial cooperation.