Deal for credit management firm to fuel next phase of growth

Across the financial services industry, understanding a sector’s vital signs – in sickness and in health – is vital. Electronification and greater regulatory scrutiny have driven a data revolution in public markets but also in one of the world’s largest private asset classes: residential mortgages....

Madrid, 11 June 2024 – Pepper Advantage Spain, the Spanish entity of Pepper Advantage Group, today announced it has joined ANGECO, Spain's National Association of Debt Recovery Companies.

Direct debit rejections (DDRs) are the first indication of borrower stress that arise in our portfolio, and we can use them to predict levels of strain in the overall market. During the last six months of 2022, DDRs increased 7.85% across all our Spanish mortgage portfolios, a trend that correlates...

Loan portfolio comprises non-performing secured real-estate loans underwritten by corporate Spanish borrowers with an outstanding balance of €350 million Pepper Advantage to provide specialist commercial and compliance servicing to support a portfolio divestment strategy

Portfolio comprises approximately 40,000 active performing revolving credit card loans and unsecured creditors and 2 million closed accounts for regulatory purposes Pepper Advantage is delivering a bespoke solution for a complex loan book, which it will integrate into its credit intelligence...

As lenders and investors pass on rising interest rates over the coming months, all eyes will be on the underlying performance of borrowers.

Today’s market landscape poses challenges that requires actionable data to resolve. The need for usable data means that the data alone is insufficient.