Global credit intelligence provider, Pepper Advantage, has published data on its UK residential mortgage portfolio that reveals an 11% jump in its rate of arrears The rise is consistent with a 33% year-on-year increase in the rate of loan repayment collection failures – or Direct Debit Rejections...

This report follows an article published in November 2022 that showed Direct Debit Rejection (DDR)1 rates were increasing across our portfolio, even as the rate of mortgages in arrears remained steady. It is important to note at the outset that our portfolio has a higher composition of borrowers...

Global credit intelligence provider, Pepper Advantage, has acquired Rieom.ai, a specialist AI/ML-driven credit assessment software platform for the Asian markets Rieom.ai’s first mover advantage in a high potential Indian credit technology market, opens up opportunities to service a sizeable market...

Global credit intelligence provider, Pepper Advantage, has published data on the Spanish residential mortgage that points to potential future increases in credit impairments. Pepper Advantage’s predictive model uses real-time data based on repayment failures or Direct Debit Rejections (DDRs),...

Today’s market landscape poses challenges that requires actionable data to resolve. The need for usable data means that the data alone is insufficient.

Global credit intelligence provider and specialist loan-servicer, Pepper Advantage, has passed £20bn in UK assets under management (AUM) reflecting strong growth in demand for its services Following the award of new mandates, the business is investing in its office in Skipton, North Yorkshire to...

Pepper Advantage participates in fund-raising for risk management platform Thirdfort Pepper Advantage will incorporate Thirdfort’s digital identification, anti-money laundering (AML) and Source-of-Funds (SoF) verification into its proprietary global credit management platform The investment is part...

London - Anna Agafonova joins Pepper Advantage as its first Group CFO following major business integration. Previously Group CFO at SWIFT, Agafonova has a strong record of profitability improvement and building financial teams in multinational companies.

London - Integration of Asian and European businesses to create a global credit intelligence provider. Technology investment will develop new cloud-based data and analytics platform and expand offering across more geographies, asset classes, and product lines.