We drive business success for multiple industry sectors

Working with a global credit intelligence provider makes reaching and exceeding financial and strategic goals faster and more efficient. At Pepper Advantage, we work with the world’s most innovative brands across multiple sectors to support end-to-end processes, co-invest, and maximise portfolio returns.

Solving the challenges faced by financial businesses intelligently

Pepper Advantage partners with major banks, fintechs, challenger banks, mortgage lenders, property developers and retailers to accelerate growth, maximise returns and streamline business and management processes.

With our state-of-the-art data-and-analytics systems, we enable our partners to predict trends, evaluate risk and provide bespoke solutions to the most complex of clients. We provide the edge today’s businesses need to set them apart and stay ahead.

Investors

We value and predict loan portfolio outcomes accurately, manage, validate assumptions, improve recoveries, and identify new opportunities in a rapidly expanding global market.

Major banks

For more than a decade we have partnered with some of the biggest banks in the world, providing the infrastructure and backbone to those brands and their operations. Our knowledge and technology help major banks evolve and stay competitive.

Mortgage lenders

Our data and analytics systems enable us to predict borrower behaviour and portfolio trends, allowing mortgage lenders to make the right decisions to accelerate business growth.

Fintechs and challengers

Our partners have access to all the plug-and-play tools and back-office services they need to stay agile, competitive and resource-light.

Business and financial district in Madrid, Spain

Real Estate

We have an end-to-end real-estate management system, employ specialised staff who use the latest data and tech to perform real-estate asset valuations, and a comprehensive range of due diligence and transaction services.

Retailers

Pepper Advantage uses its credit management expertise to take care of the complexities involved in managing retail credit products, including helping those retailers looking to sell books of loans to investors.

Our approach in action

Pepper Advantage has dedicated and expert teams across multiple financial sectors in place, ready to act. They work with the latest intelligence systems to ensure clients achieve their strategic business goals and keep their customers happy.

Case studies

Case study

Delivering bespoke mortgage servicing for Metro Bank

3 minute read

Pepper Advantage was selected as Metro Bank’s partner to provide the platform and services, which enabled the mortgage business to grow at unprecedented rates.

Attractive young woman working on a desktop computer smiling as she leans forwards reading text on the screen, view over the monitor

Case study

Integrating with LendInvest’s brand culture

3 minute read

Tailored training was delivered to address customer expectations and brand representation. As part of the onboarding process, Pepper Advantage spent significant amounts of time understanding the clients’ brand guidelines, brand voice and culture.

Broker making a presentation to a young couple showing them a document which they are viewing with serious expressions

Case study

Facilitating Habito’s market share boost

Snapshot

UK online mortgage broker Habito partnered with Pepper Advantage to provide end-to-end servicing from completion to redemption for its new portfolio of mortgage products. We were also entrusted to curate Habito’s USP across all touchpoints.

Get the full Advantage

Our goal? To give people an edge, to help them succeed.

For answers to your questions and information on how Pepper Advantage’s tech-enabled business model and Intelligence Platform can help your business grow